Stamp Duty Calculator — Himachal Pradesh
Calculate stamp duty and registration charges for property in Himachal Pradesh — current 6% rate, 4% for a sole woman buyer. Free, instant, and runs entirely in your browser.
✅ This state offers a genuine gender-based concession for a sole woman buyer.
📋 Since the value is ₹50 lakh or more, the buyer must deduct 1% TDS (₹50,000) under Section 194IA and deposit it via Form 26QB within 30 days — this comes out of the payment to the seller, not an extra cost to you.
💡 Up to ₹1,50,000 of your stamp duty + registration can be claimed under Section 80C (old tax regime only, within the overall ₹1.5 lakh limit).
ℹ️ Registration charges can step up further on higher-value property — confirm the exact slab for your property value with the Tehsil office. (Rates last verified 21 August 2026.)
Stamp duty rates in Himachal Pradesh
In Himachal Pradesh, stamp duty is charged at 6% of the higher of your agreement value or the government's circle/guidance rate. A property registered solely in a woman's name attracts a lower 4% rate, and 5% for joint male + female ownership — a genuine gender-based concession. Registration charges add 2% on top of stamp duty.
| Buyer | Stamp duty | Registration |
|---|---|---|
| Male | 6% | 2% |
| Female (sole owner) | 4% | 2% |
| Joint (male + female) | 5% | 2% |
Frequently asked questions
What is the stamp duty rate in Himachal Pradesh?
Stamp duty in Himachal Pradesh is 6% of the property's value, or 4% if the property is registered solely in a woman's name. Registration adds a further 2%.
Does Himachal Pradesh give women a stamp duty concession?
Yes — a sole female buyer pays 4% instead of 6%. The property must be registered solely in the woman's name (or with her as the first-named owner) to qualify; adding a male co-owner may remove the concession.
Is stamp duty calculated on the price I agreed, or the government rate?
Neither alone — it's calculated on whichever is HIGHER: the price in your sale agreement, or the government's circle rate (also called guidance value or ready reckoner rate) for that locality. You cannot register below the circle rate.
Can I claim stamp duty as a tax deduction?
Yes — stamp duty and registration charges on a property purchase are deductible under Section 80C, up to ₹1.5 lakh in the year of purchase, as part of the overall 80C limit. This applies only under the old tax regime.