Stamp Duty Calculator — Karnataka
Calculate stamp duty and registration charges for property in Karnataka — current 5% rate. Free, instant, and runs entirely in your browser.
ℹ️ This state does not offer a gender-based stamp duty concession — the rate is the same for everyone.
📋 Since the value is ₹50 lakh or more, the buyer must deduct 1% TDS (₹50,000) under Section 194IA and deposit it via Form 26QB within 30 days — this comes out of the payment to the seller, not an extra cost to you.
💡 Up to ₹1,50,000 of your stamp duty + registration can be claimed under Section 80C (old tax regime only, within the overall ₹1.5 lakh limit).
ℹ️ Karnataka uses value slabs, not a gender rate — 2% below ₹20 lakh, 3% for ₹21–45 lakh, 5% above ₹45 lakh (this calculator uses the 5% slab). Registration rose from 1% to 2% on 31 Aug 2025. Bengaluru adds a further cess + surcharge on the duty. (Rates last verified 21 August 2026.)
Stamp duty rates in Karnataka
In Karnataka, stamp duty is charged at 5% of the higher of your agreement value or the government's circle/guidance rate. There is no gender-based concession on stamp duty in Karnataka — the rate is the same regardless of buyer gender. A further 2% cess + surcharge (urban) applies on top, so the effective all-in cost is higher than the headline rate suggests. Registration charges add 2% on top of stamp duty.
| Buyer | Stamp duty | Registration |
|---|---|---|
| Male | 5% | 2% |
ℹ️ Plus a 2% cess + surcharge (urban) on top of stamp duty.
Stamp duty in major Karnataka cities
Frequently asked questions
What is the stamp duty rate in Karnataka?
Stamp duty in Karnataka is 5% of the property's value. Registration adds a further 2%.
Is there any extra charge beyond the headline stamp duty rate in Karnataka?
Yes — Karnataka adds a 2% cess + surcharge (urban) on top of stamp duty, which many buyers miss when budgeting from the headline rate alone.
Does Karnataka give women a stamp duty concession?
No — Karnataka charges the same stamp duty rate regardless of the buyer's gender. Any lower figures you may see quoted are usually value-based slabs or an urban/rural split, not a gender concession.
Is stamp duty calculated on the price I agreed, or the government rate?
Neither alone — it's calculated on whichever is HIGHER: the price in your sale agreement, or the government's circle rate (also called guidance value or ready reckoner rate) for that locality. You cannot register below the circle rate.
Can I claim stamp duty as a tax deduction?
Yes — stamp duty and registration charges on a property purchase are deductible under Section 80C, up to ₹1.5 lakh in the year of purchase, as part of the overall 80C limit. This applies only under the old tax regime.