Stamp Duty Calculator — Uttar Pradesh
Calculate stamp duty and registration charges for property in Uttar Pradesh — current 7% rate, 6% for a sole woman buyer. Free, instant, and runs entirely in your browser.
✅ This state offers a genuine gender-based concession for a sole woman buyer.
📋 Since the value is ₹50 lakh or more, the buyer must deduct 1% TDS (₹50,000) under Section 194IA and deposit it via Form 26QB within 30 days — this comes out of the payment to the seller, not an extra cost to you.
💡 Up to ₹1,50,000 of your stamp duty + registration can be claimed under Section 80C (old tax regime only, within the overall ₹1.5 lakh limit).
ℹ️ The 1% women's rebate ceiling was widened on 22 July 2025 from properties worth ₹10 lakh to properties worth up to ₹1 crore. Nagar Nigam (city corporation) areas may add a further surcharge. (Rates last verified 21 August 2026.)
Stamp duty rates in Uttar Pradesh
In Uttar Pradesh, stamp duty is charged at 7% of the higher of your agreement value or the government's circle/guidance rate. A property registered solely in a woman's name attracts a lower 6% rate, and 6.5% for joint male + female ownership — a genuine gender-based concession. Registration charges add 1% on top of stamp duty.
| Buyer | Stamp duty | Registration |
|---|---|---|
| Male | 7% | 1% |
| Female (sole owner) | 6% | 1% |
| Joint (male + female) | 6.5% | 1% |
Stamp duty in major Uttar Pradesh cities
Frequently asked questions
What is the stamp duty rate in Uttar Pradesh?
Stamp duty in Uttar Pradesh is 7% of the property's value, or 6% if the property is registered solely in a woman's name. Registration adds a further 1%.
Does Uttar Pradesh give women a stamp duty concession?
Yes — a sole female buyer pays 6% instead of 7%. The property must be registered solely in the woman's name (or with her as the first-named owner) to qualify; adding a male co-owner may remove the concession.
Is stamp duty calculated on the price I agreed, or the government rate?
Neither alone — it's calculated on whichever is HIGHER: the price in your sale agreement, or the government's circle rate (also called guidance value or ready reckoner rate) for that locality. You cannot register below the circle rate.
Can I claim stamp duty as a tax deduction?
Yes — stamp duty and registration charges on a property purchase are deductible under Section 80C, up to ₹1.5 lakh in the year of purchase, as part of the overall 80C limit. This applies only under the old tax regime.